Available for Sale: Beginning August 1, 2011, depending on state availability.

Offer clients a life insurance product that has the safety of guarantees from a company with strong brand recognition and solid financial strength. Transamerica’s two new Index Universal Life (IUL) policies offer flexible benefits and potentially greater policy value accumulation without exposure to market declines. Product features include:

• The Freedom Global IUL II offers a Global Index Account which is credited with Excess Index Interest based, in part, on changes in the S&P 500^®, the EURO STOXX 50^® ,and the Hang Seng Index, excluding dividend income.
• The Freedom Index Universal Life II Index Account credits Excess Index Interest based, in part, on changes in the S&P 500^® Index, excluding dividend income.
• Each product offers a Basic Interest Account with a guaranteed minimum interest rate of 2%, and an Index Account with a guaranteed minimum interest rate of 1%.
• No-Lapse Guarantee Period.
• Current cap of 13.25% for Freedom Global IUL II and 12.50 % for Freedom Index Universal Life II.

For more information, please refer to the Product Guide and consumer materials below for more details, visit www.transact.com, or contact us today:

Strategic Marketing Sales Desk 866-545-9058

Any guarantees associated with these products are based on the claims paying ability of the insurance company.